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Can I Get a Loan for Buying Land to Build a School in India? A Complete Guide

Introduction In remote parts of rural India today, where dusty roads outnumber concrete ones and chalkboards still dominate classrooms, a new aspiration is taking root among education entrepreneurs and teachers. It’s the dream of owning land, building classrooms brick by brick, and creating a nurturing environment where children can learn, play, and thrive. But one[...]
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What is the Difference Between Loan Restructuring and Loan Refinancing?

Loan Restructuring vs Loan Refinancing
Introduction For many School leaders, managing finances effectively is crucial to ensuring uninterrupted operations and delivering quality education. However, institutions often face unforeseen challenges – such as declining student enrollments, rising operational costs, or delays in fee collection – that can strain their ability to meet loan obligations. In such scenarios, understanding the difference between[...]
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Understanding Creditworthiness: How School Entrepreneurs Can Improve Their Loan Eligibility

School owner reviewing financial documents for loan eligibility
Introduction Operating a school involves more than just teaching children – it is also about managing resources, infrastructure improvements, and sustaining the overall ecosystem. For school proprietors, a loan can be a godsend, enabling them to construct new buildings, adopt modern technology, or hire qualified teachers. However, before a lending institution approves the loan, they[...]
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How to Choose the Right Loan for School Expansion Projects?

School Expansion Loan
Introduction With India’s school enrollment rate crossing 26 crore students, the demand for quality education infrastructure has never been higher. Both public and private schools are trying to keep up with better classroom infrastructure and new learning programs. The government has unveiled civil policies and financial support initiatives to speed this development, which enable schools[...]
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How to Plan and Secure an Infrastructure Loan for Your School

School infrastructure loan guide
Introduction Did you know that schools with modern infrastructure can see up to a 20% improvement in student performance? This fact underscores the necessity of investing in quality infrastructure to enhance education outcomes and provide a better learning environment.  For private schools, navigating the challenges of financing such projects can be daunting. This article offers[...]
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What Credit Score Do I Need for a School Infrastructure Loan?

Credit score for school infrastructure loan
Introduction A school infrastructure loan helps educational institutions to build or upgrade their facilities. This includes classrooms, libraries, laboratories and other essential infrastructure. However before approving such loans lenders consider applicant’s credit scores first. A good credit score in India can improve the chances of approval and ensures better loan terms with any school loan.[...]
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How Varthana is Adapting to the Digital Transformation in Education

Transforming Education with Varthana
Introduction In 2025, it is apparent that education will undergo a digital revolution as the practices and processes of educational institutions evolve. Varthana Finance, one of the largest school finance companies in India, is among those driving this change by helping schools and students adopt technology-driven solutions. Varthana is making a significant contribution to the[...]
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How Varthana Became a Success: Founders Reveal Their Journey to Transform Education

Varthana Founders Journey
“Education is the most powerful tool to break the cycle of poverty,” believes Steve Hardgrave, a Southern California native whose unconventional journey brought him to India. For over 13 years, Steve has been dedicated to transforming affordable education in the country. Together with Brajesh Mishra, who has always been passionate about making education more accessible,[...]
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