Over the past decade, we have seen a drastic change in the ownership of schools, with private institutions multiplying rapidly. Varthana is focused on lending to those unaided private schools and colleges that have the potential to grow and make education accessible to children from various income groups

Varthana caters to the Affordable Private Schools and Colleges in India. To know if your school is eligible and to apply for a loan, fill out the form here or reach us at 080-68455777

Minimum 3 years of existence of the school is required to avail any school loans. If eligible, you can apply for a loan by filling out the form here or by reaching us at 080-68455777

Varthana supports schools aspiring to be successful by building best in class infrastructure and facilities. A wide range of secured and unsecured loans from Varthana will help you create new buildings and rooms that will improve the learning environment. We also lend money for renovations to the new laboratory, library and classrooms so that you can bring education to children within your community while trying to simultaneously build a business.

To know more about school construction loan and school infrastructure loan, fill out the form here or reach us at 080-68455777

The rate of interest at Varthana is calculated using an array of factors such as loan amount requested, type of school loan, collateral type offered, loan tenure chosen, the future cash inflow of the school, loan repayment history, and so on.

We prioritize transparency and ensure that our interest rates are competitive and tailored to the specific needs of educational institutions. By carefully assessing factors such as the loan amount, tenure, and financial profile, we determine a fair interest rate that aligns with your requirements.

It is absolutely essential to review Varthana’s loan terms and understand the interest calculation method to accurately estimate the monthly installments and determine the total cost of the loan over its duration. This information can be obtained from the loan agreement or by discussing with the RMs.

There may be certain charges that you have to pay if you miss school loan repayments.

Firstly, missing an EMI or paying it late can negatively impact your credit score, which can make it difficult for you to obtain loans or credit in the future. It's important to make timely payments to maintain a good credit score.

In addition, you will have to pay a penalty for not paying the EMI before the due date. The amount of the fee will depend on the terms and conditions of your loan agreement, as well as the amount of the EMI and the duration of the delay.

To avoid missing an EMI or paying it late, you can also set up automatic payments or reminders to help you stay on track. To learn more about the process, reach your dedicated RM or call us at 080-68455777