School Loans | School Loans For Private Schools | Private School Loans

Ultimate School Loans Guide | Varthana

School Loans for Private Schools

A very simple and convenient way to modernise infrastructure and facilities, pay teacher salaries, and develop a systematic school environment to educate your society’s students. With the school loans for private schools, Varthana is accelerating the expansion of education in low-income communities.


    Indian schooling system

    Nearly 12 crore children (nearly half of the total student population) in India are studying in private schools. Private school enrollment is mostly driven by low and middle-income families across the country, with 45% of students paying less than Rs. 500 per month in course fees. Hence, private unaided schools must receive the same level of attention as government-run schools if they have to provide better learning and infrastructure to the students.

    Modern schools require modern infrastructure and facilities, and to achieve this, educational institutions will need a large number of funds to cover all the costs and meet these requirements. As one of the best school loan providers in India, Varthana will make the process of getting loans for private schools simple and easy.

    School loans

    School loans is given out by lenders (Banks, NBFCs, or other financial institutions) to the private institute owners of the school, colleges, or universities for improving their infrastructures like construction of new buildings or classrooms, renovation of existing buildings, purchase of land, furniture, computers, labs equipment or upgradation of sports facilities.

    One can pay the loan amount back to the lender with the help of Easy Monthly Installments (EMI) as per the agreed tenure. The loan can be repaid using the Electronic National Automated Clearing House (e-NACH), or Post-Dated Cheques (PDCs). Apply to Varthana’s best loan schemes to increase your chances of receiving a school loan.

    School loan side banner

    We offer you two types of school loans

    Secured school loans

    A type of private school loans provided to the institutes in which borrowers have to mortgage a property in return known as collateral to avail the loan for a school from the lender. The school loans for private schools can be used for the construction of new school buildings, new classrooms, purchase of land for school expansion, setting up of computer and science labs, buying of vehicles like school buses and vans, and many more.

    Unsecured school loans

    Unsecured school loans provided to the schools in which there is no collateral required to borrow the school loans. The private school loans can be used to purchase furniture and equipment like computers, desks or tables, LCD projectors, fans, classroom digital boards, sports materials, science lab materials, and smart classes, etc. It can also be used for CCTV installation, buying new IT software or hardware infrastructure, construction of restrooms and many more. If you are still confused about how to get a loan for a private school, contact Varthana.

    Features of Varthana’s secured school loans


    You can avail up to 2 crores of private school loans for larger school projects


    Payback in easy monthly installments up to 6 years


    We offer convenient and doorstep service


    A dedicated relationship manager will be assigned to you


    The loan accepts a wide range of collateral

    Use of private school loans

    You can use Varthana’s school loans for various purposes including

    • Purchase of land for constructing a school building
    • Purchase of land for playground or for setting up the sports complex
    • Construction of new school building
    • Purchase of ready to occupy school premises
    • Renovation of an old school building
    • Buying furniture, library books, computers, software, sports equipment or lab equipment, etc.
    • Working capital funds to take care of the day-to-day operations of running a school.

    Documents required for private school loans


    KYC documents


    Relevant business financial documents


    Proof of business: Incorporation or registration certificate


    Bank account statements of up to 12 months


    Depending on the type of loan, collateral documents may be required

    Want to apply for Varthana’s school loans for private schools? It is a simple process. Follow the below steps:

    Varthana’s school loan process

    Our private school loans process is divided into 4 Steps:

    1. Enquiry


    You can enquire about the school loan by visiting Fill out and submit the contact form or give a call to us on 080-68455777. Our customer support team will call back to you within 4 hours of business day (Mon-Fri, from 9.30 am to 6.30 pm) seeking detailed information and will assign a dedicated relationship manager to fulfil your school loan needs.

    2.Requirement understanding and documentation collection


    Our dedicated relationship manager will call you up or write you a mail, and fix up an appointment to understand your requirements and advise you on necessary documents required for the loan. Post receiving the documents the file will be processed.

    3. Loan approval


    After a thorough understanding of the proposed project, necessary due diligence and loan eligibility calculation, school loan would be approved in principle

    4. Loan disbursement


    Upon client’s acceptance for the approved loan amount and along with completion of disbursement documentation, the loan would be disbursed

    Why Varthana


    Varthana is India’s largest specialised school finance company. We make quality education


    We operate in 15 states and are recognised as one of the top school loan companies in India, having assisted over 4000 private schools to date.


    Our best school loans are flexible to meet the needs of private schools


    We also offer academic and management support designed for individual schools

    Frequently asked questions (FAQs) of school loan

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    Depending on the eligibility and creditworthiness of the school. The school loan amount is sanctioned.

    Yes, you can use a loan for construction of a new school building or new classrooms.

    You can apply for school loans by visiting and by filling out an enquiry form or reaching us at 080-68455777

    Yes, we are one of the top school loan providers in Karnataka. Varthana also takes pride in providing loans for schools in Himachal Pradesh, Haryana, Punjab, Rajasthan, Delhi-NCR, Gujarat, Maharashtra, Tamil Nadu, Telangana, Andhra Pradesh, Odisha, Chhattisgarh, Madhya Pradesh, Uttar Pradesh and Uttarakhand.

    Depending on the eligibility criteria and type of school loan, we have tenures starting from 3-6 years

    The whole school loan process may take 5-7 days.

    The school loan amount will be repaid to the lender through Easy Monthly Installments (EMIs) over the course of the loan’s term. The loan can be paid back using the Electronic National Automated Clearing House (e-NACH) or Post-Dated Cheques (PDCs).

    The rate of interest is calculated using an array of factors such as loan amount requested, type of school loan, collateral type offered, loan tenure chosen, the future cash inflow of the school, loan repayment history, and so on.