{"id":4655,"date":"2021-12-17T09:49:36","date_gmt":"2021-12-17T09:49:36","guid":{"rendered":"https:\/\/varthana.com\/student\/?page_id=4655"},"modified":"2022-12-27T11:55:35","modified_gmt":"2022-12-27T11:55:35","slug":"student-loan","status":"publish","type":"page","link":"https:\/\/varthana.com\/student\/student-loan\/","title":{"rendered":"Student Loan"},"content":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221;][vc_row bg_type=&#8221;image&#8221; parallax_style=&#8221;vcpb-default&#8221; bg_image_new=&#8221;id^4780|url^https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/12\/Landing-Page-Banner.jpg|caption^null|alt^null|title^Landing-Page-Banner|description^null&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1641187693460{padding-top: 30px !important;}&#8221;]<\/p>\n<h1 style=\"color: white; margin-top: 110px; text-align: left; margin-left: 10%; letter-spacing: 1px;\">Student Loan &#8211; A Complete Guide<\/h1>\n<h2 style=\"color: white; text-align: left; font-size: 20px; margin-left: 10%;\">A student loan is designed to help students pay for higher education costs such as tuition fees, books, supplies, and living expenses. Student loans allow many people to attend college, which can open doors and opportunities for years to come.<\/h2>\n<p>[\/vc_column_text][vc_btn title=&#8221;Apply for a Loan&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#48a247&#8243; custom_text=&#8221;#ffffff&#8221; align=&#8221;left&#8221; link=&#8221;url:https%3A%2F%2Fvarthana.com%2Fstudent%2Fcontact-us%2F||target:%20_blank|&#8221; css=&#8221;.vc_custom_1639823456404{padding-left: 10% !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;36px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639823353499{margin-top: 40px !important;margin-bottom: 40px !important;}&#8221;]<div role=\"form\" class=\"wpcf7\" id=\"wpcf7-f5297-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/student\/wp-json\/wp\/v2\/pages\/4655#wpcf7-f5297-o1\" method=\"post\" class=\"wpcf7-form init\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"5297\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f5297-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:5297,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;notice_dismissed_update-cf7-5.6.4&quot;:true}}\" \/>\n<\/div>\n<h3 style=\"text-align:center;\">GET IN TOUCH<\/h3>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-FirstName\"><input type=\"text\" name=\"leadsquared-FirstName\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-EmailAddress\"><input type=\"email\" name=\"leadsquared-EmailAddress\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-Phone\"><input type=\"tel\" name=\"leadsquared-Phone\" value=\"\" size=\"40\" maxlength=\"10\" minlength=\"10\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_Institution_Name\"><input type=\"text\" name=\"leadsquared-mx_Institution_Name\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Institute Name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_State\"><input type=\"text\" name=\"leadsquared-mx_State\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"State\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_City\"><input type=\"text\" name=\"leadsquared-mx_City\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"City\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_Zip\"><input type=\"tel\" name=\"leadsquared-mx_Zip\" value=\"\" size=\"40\" maxlength=\"6\" minlength=\"6\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Pincode\" \/><\/span><\/p>\n<div class=\"g-recaptcha-wrap\" style=\"padding:10px 0 10px 0\">\n<div  class=\"g-recaptcha\" data-sitekey=\"6LfTMOwrAAAAAPpUJAkWeKuc1FsyXAQ7vYLjaVNA\"><\/div>\n<\/div>\n<p><span class='wpcf7-form-control-wrap' data-name='aiowps-captcha'><\/span><input type=\"submit\" value=\"Submit\" class=\"wpcf7-form-control has-spinner wpcf7-submit\" \/><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_Sub_Source\"><input type=\"text\" name=\"leadsquared-mx_Sub_Source\" value=\"Student Loan- GET IN TOUCH\" size=\"40\" class=\"wpcf7-form-control wpcf7-text\" id=\"formsource\" aria-invalid=\"false\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"leadsquared-mx_Website_URL\"><input type=\"url\" name=\"leadsquared-mx_Website_URL\" value=\"https:\/\/varthana.com\/student\/student-loan\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-url wpcf7-validates-as-url formurl\" aria-invalid=\"false\" \/><\/span><\/p>\n<input type='hidden' class='wpcf7-pum' value='{\"closepopup\":false,\"closedelay\":0,\"openpopup\":false,\"openpopup_id\":0}' \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div><\/form><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-788569e262894e599\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-788569e262894e599 uvc-7699 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-788569e262894e599 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><\/p>\n<h2 style=\"text-align: center; color: #48a247; margin-top: 3%;\"><strong>Student education loan in India<\/strong><\/h2>\n<p><\/div><\/div>[vc_column_text]<\/p>\n<p style=\"color: #555555; margin-left: 9%; margin-right: 9%; text-align: left;\">If you have decided to study science, commerce, arts, engineering, medicine or any other course at one of the top universities in India, kudos to you! You&#8217;ve made the best decision possible. Higher education and skill development are the foundations of a progressive nation. And, as a student of this modern nation, you must progress. A student loan is a common and often necessary way to cover college expenses. Allow Varthana to help you with the burden of your higher education loan that has been weighing on your mind.<\/p>\n<p style=\"color: #555555; margin-left: 9%; margin-right: 9%; text-align: left;\">Whether you&#8217;re a student or the parent of a student, you&#8217;ll want to understand how student loans work so you can find the best student loan providers for you. If you&#8217;re just getting started with answering the popular question &#8220;How do student loans work?&#8221; we&#8217;ll go over the basics here.<\/p>\n<p>[\/vc_column_text][vc_btn title=&#8221;Enquire Now&#8221; style=&#8221;flat&#8221; color=&#8221;green&#8221; align=&#8221;center&#8221; el_class=&#8221;home-enquire&#8221; link=&#8221;url:%23|||&#8221;][vc_row_inner][vc_column_inner][vc_empty_space height=&#8221;56px&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1639995762011{padding-top: 3% !important;background-color: #ededed !important;}&#8221;][vc_column]<div id=\"ultimate-heading-242669e262894e5b6\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-242669e262894e5b6 uvc-387 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-242669e262894e5b6 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><\/p>\n<h2 style=\"text-align: center; color: #46a746;\">Varthana Student Loan<\/h2>\n<p><\/div><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1639995750735{background-color: #ededed !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p style=\"color: #555555; margin-left: 9%; text-align: left;\">One of the primary goals of higher education is to prepare you for positions of leadership in the workplace and public life. Young people must complete higher education and\/or technical courses to qualify for 21st-century employment that is both accessible and will drive the Indian economy.<\/p>\n<p style=\"color: #555555; margin-left: 9%; text-align: left;\">In India, good-quality higher education can cost anywhere from Rs 40,000 to several lakhs per year. Tuition, accommodation, utilities, transportation, and leisure activities are the most important factors influencing the cost of studying in India. Once you&#8217;ve identified these factors, you can make a list of colleges to which you want to apply and begin researching the best student education loan in India, but we must warn you that the process is time-consuming.<\/p>\n<p style=\"text-align: left; margin-left: 9%;\">Trust Varthana and we will take care of your needs. We offer simple and convenient loans tailored to the needs of individual Indian students.<\/p>\n<p>[\/vc_column_text][vc_btn title=&#8221;Request a Call Back&#8221; style=&#8221;flat&#8221; color=&#8221;green&#8221; align=&#8221;left&#8221; el_class=&#8221;student-loan-home&#8221; css=&#8221;.vc_custom_1640257431475{margin-left: 9% !important;}&#8221; link=&#8221;url:%23|||&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;4778&#8243; img_size=&#8221;large&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1597823745768{padding-top: 90px !important;padding-bottom: 60px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row css_animation=&#8221;fadeInUp&#8221;][vc_column]<div id=\"ultimate-heading-75469e262894e7b9\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-75469e262894e7b9 uvc-3236 \" data-hspacer=\"image_only\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-75469e262894e7b9 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:43px;\",\"line-height\":\"desktop:48px;\"}'  style=\"font-family:&#039;Poppins&#039;;font-weight:700;color:#333333;margin-bottom:15px;\"><\/p>\n<h2><strong style=\"color: #48a247;\">Student Loans<\/strong><\/h2>\n<p><\/div><div class=\"uvc-heading-spacer image_only\" style=\"margin-bottom:30px;\"><img src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2018\/09\/linea-zig-zag.png\" class=\"ultimate-headings-icon-image\" alt=\"null\" style=\"width:60px\"\/><\/div><\/div>[vc_row_inner gap=&#8221;25&#8243; css=&#8221;.vc_custom_1639807242035{padding-top: 30px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639807286411{background-color: #ededed !important;}&#8221;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-4152\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:90px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Loan-for-PUC.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<h3 style=\"text-align: center;\">1. Loan for Degree and PG Courses<\/h3>\n<p style=\"text-align: center;\">This type of student loan is available for undergraduate studies. Any students who have completed secondary school and want to pursue a three-year or longer course to improve their job opportunities can apply for this. These are the best student loans that have simple repayment terms and are collateral-free.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639807294243{background-color: #ededed !important;}&#8221;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8062\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:90px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Loan-for-Degree.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<h3 style=\"text-align: center;\">2. Loan for PUC 1 and PUC 2<\/h3>\n<p style=\"text-align: center;\">Students who have completed the 10th grade and plan to enroll in a two-year pre-university college course are eligible to apply for PUC\/1+2+ student loans. These best student loans, which have low EMIs, provide financial assistance to students pursuing a Pre-university College Degree. This is a no-collateral loan.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639807302283{background-color: #ededed !important;}&#8221;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-1449\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:90px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Loan-for-Certification.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span class=\"ILfuVd\"><span class=\"hgKElc\">3. Loan for Certification Courses<\/span><\/span><\/h3>\n<p style=\"text-align: center;\">Students who want to attend career-oriented certification programs, such as vocational, technical, or upskill courses offered by institutes, can apply for student loan for certification courses. These are unsecured loans with no collateral.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_btn title=&#8221;Enquire Now&#8221; style=&#8221;flat&#8221; color=&#8221;green&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; link=&#8221;url:%23||target:%20_blank|&#8221; el_class=&#8221;home-enquire&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1639995706178{background-color: #ededed !important;}&#8221;][vc_row css=&#8221;.vc_custom_1639995774320{background-color: #ededed !important;}&#8221;][vc_column][vc_empty_space height=&#8221;36px&#8221;][vc_row_inner equal_height=&#8221;yes&#8221;][vc_column_inner][vc_column_text]<\/p>\n<h2 style=\"text-align: center; color: #46a746;\"><strong>Varthana student loan &#8211; Benefits<\/strong><\/h2>\n<p style=\"text-align: center; font-size: 20px;\">We provide simple and convenient loans, we take care of your needs:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1639743717657{padding-top: 3% !important;}&#8221;][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-6064\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Why-Varthana-1.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Our unsecured student loans range from Rs 40,000 to 5 lakh INR<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-7379\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Benfits-icons-02.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Varthana offers student loans with no collateral<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-9565\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2020\/08\/rural-1.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">The loan amount taken by students is paid directly to the institution<\/p>\n<p><strong>\u00a0<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8723\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Why-Varthana-4-1.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Easy repayment options (tenure more than the course period)<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8439\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2020\/08\/q.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">EMI options are simple and adaptable<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-5111\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2020\/10\/h5.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">A dedicated relationship manager to answer all your queries<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-1355\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Teacher-Training.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Faster disbursement and smooth process<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-7861\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Benfits-icons-03.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">The amount is fully paid to the institute before you begin your higher education<\/p>\n<p><strong>\u00a0<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8610\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/Why-Varthana-4-1.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Complete digital Process<\/p>\n<p><strong>\u00a0<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-1866\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:70px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2020\/08\/talented.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Door Step Service<\/p>\n<p><strong>\u00a0<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221;][vc_row][vc_column][vc_empty_space height=&#8221;36px&#8221;]<div id=\"ultimate-heading-885369e262894fcd0\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-885369e262894fcd0 uvc-5987 \" data-hspacer=\"image_only\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-885369e262894fcd0 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:43px;\",\"line-height\":\"desktop:48px;\"}'  style=\"font-family:&#039;Poppins&#039;;font-weight:700;color:#333333;margin-bottom:15px;\"><\/p>\n<h2><strong style=\"color: #46a746;\">Documents required for student loan<\/strong><\/h2>\n<p><\/div><div class=\"uvc-heading-spacer image_only\" style=\"margin-bottom:30px;\"><img src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2018\/09\/linea-zig-zag.png\" class=\"ultimate-headings-icon-image\" alt=\"null\" style=\"width:60px\"\/><\/div><\/div>[vc_row_inner gap=&#8221;30&#8243;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639806881966{background-color: #ededed !important;}&#8221;][vc_column_text]<\/p>\n<h4 style=\"color: #46a746;\">Documents we need from you<\/h4>\n<ul class=\"bullet\">\n<li class=\"list\">KYC documents<\/li>\n<li class=\"list\">Proof of admission to the course (Offer letter\/Bonafide letter from the institution)<\/li>\n<li class=\"list\">Schedule of expenses (Fee Structure)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639806891063{background-color: #ededed !important;}&#8221;][vc_column_text]<\/p>\n<h4><strong style=\"color: #46a746;\">Co-borrower (Parent\/Spouse\/Guardian) &#8211; General Documents<\/strong><\/h4>\n<ul>\n<li>KYC Documents<\/li>\n<li>Proof of current residence (Gas Bill, Rental Agreement or any KYC)<\/li>\n<li>Income Documents<\/li>\n<\/ul>\n<p style=\"margin-top: -20px;\"><b>Note:<\/b> For retired Co-borrowers we need only their ID\u2019s, residential proof, 6 months bank statement and pension order<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1639806905886{background-color: #ededed !important;}&#8221;][vc_column_text]<\/p>\n<h4><strong style=\"color: #46a746;\">Co-borrower (Parent\/Spouse\/Guardian) &#8211; Income Proof Documents<\/strong><\/h4>\n<p><b>For Salaried:<\/b><\/p>\n<ul>\n<li>3 months salary slips \/ Salary Certificates.<\/li>\n<li>Salary a\/c statement for the last 3 months with credited salary banking.<\/li>\n<\/ul>\n<p style=\"margin-top: -10px;\"><b>For Business:<\/b><\/p>\n<ul>\n<li style=\"margin-top: -10px;\">Latest 1-year full ITR set (Computation of income + P\/L Statement &amp; Balance Sheet)<\/li>\n<li>Savings and current a\/c statement for last 6 months<\/li>\n<li>Business proof<\/li>\n<li>Special Programs for Business Individuals without ITR<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;56px&#8221;][vc_empty_space height=&#8221;36px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1639995828166{background-color: #ededed !important;}&#8221;][vc_row][vc_column][vc_empty_space][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n<h2 style=\"text-align: center; color: #46a746;\"><strong>Varthana\u2019s Student Loan process:<\/strong><\/h2>\n<p style=\"text-align: center; font-size: 20px;\">Our student loan process is divided into 3 steps:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><strong>1. Apply<\/strong><\/h3>\n<p>[\/vc_column_text]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-5113\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:67px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/2.-Apply.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">Visit www.varthana.com to learn more about instant loans for students. Fill out the contact form and submit it, or call us at 080-68455777. Our customer service team will contact you within 4 hours of the business day (Mon-Fri, 9.30 a.m. to 6.30 p.m.) to gather additional information and will assign a dedicated relationship manager to solve your student loan needs.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><strong>2. Get approval<\/strong><\/h3>\n<p>[\/vc_column_text]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-7309\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:84px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/3.-Get-approval.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">A dedicated relationship manager will call or email you to set up an appointment to understand your needs and advise you on the necessary documents for a student education loan in India. Upload the loan application document with the help of telecallers. After verification, your loan will be approved within 72 hours.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><strong>3. Loan Disbursement<\/strong><\/h3>\n<p>[\/vc_column_text]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-9920\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon-img \" style=\"font-size:68px;display:inline-block;\" >\n\t<img class=\"img-icon\" alt=\"null\" src=\"https:\/\/varthana.com\/student\/wp-content\/uploads\/2021\/02\/4.-Loan-disbursed.png\"\/>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[vc_column_text]<\/p>\n<p style=\"text-align: center;\">The student loan would be approved in principle after the necessary due diligence and after student loan eligibility calculation. The student loan for higher education will be disbursed to the institute while you pay flexible EMIs.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_btn title=&#8221;Request a Call Back&#8221; style=&#8221;flat&#8221; color=&#8221;green&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; link=&#8221;url:%23||target:%20_blank|&#8221; el_class=&#8221;student-loan-home&#8221;][vc_empty_space height=&#8221;46px&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column][vc_empty_space height=&#8221;56px&#8221;][vc_empty_space height=&#8221;36px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ultimate-heading-401969e26289501ec\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-401969e26289501ec uvc-9089 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-401969e26289501ec .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><\/p>\n<h2 style=\"text-align: center; color: #48a247;\">Frequently asked questions of student loan<\/h2>\n<p><\/div><\/div>[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_tta_accordion color=&#8221;white&#8221; active_section=&#8221;1&#8243; collapsible_all=&#8221;true&#8221;][vc_tta_section title=&#8221;How do I apply for a student loan?&#8221; tab_id=&#8221;1639810427263-d81883d5-323b&#8221; el_class=&#8221;accord&#8221;][vc_column_text]You can apply for a student loan by visiting <a href=\"http:\/\/www.varthana.com\">www.varthana.com<\/a> and by filling out an enquiry form or reaching us at 080-68455777[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How long will it take to process the student education loan in India?&#8221; tab_id=&#8221;1639810427300-ec3db43d-cfa8&#8243;][vc_column_text]The whole student loan process may take 2-3 working days.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How do I repay the student loan?&#8221; tab_id=&#8221;1639818775908-3a49b693-6861&#8243;][vc_column_text]The student loan amount for higher education will be repaid to the lender through Easy Monthly Installments (EMIs) over the course of the loan&#8217;s term. The loan can be paid back using the Electronic National Automated Clearing House (e-NACH), or Post-Dated Cheques (PDCs).[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What are the student loan interest rates?&#8221; tab_id=&#8221;1639819121680-b06b46d0-74c0&#8243;][vc_column_text]The rate of interest is calculated using an array of factors such as loan amount requested, type of student loan, loan tenure chosen, the future cash inflow of the student\/co-borrower, loan repayment history, and so on.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What is the maximum amount of student loans you can avail of for higher education in India?&#8221; tab_id=&#8221;1639819207493-4dd9826b-9223&#8243;][vc_column_text]Depending on the course, type of loan, eligibility criteria and creditworthiness, loan repayment history the maximum loan amount for a student loan can be decided and made available.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What is the role of a guardian\/parent in a student loan?&#8221; tab_id=&#8221;1639819243976-7f450458-513f&#8221;][vc_column_text]The guardian or parent will have to act as co-borrower for the student loan taken by the student and have to provide necessary KYC and Income-Proof documents to avail the student loan.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What is the maximum student loan repayment tenure?&#8221; tab_id=&#8221;1639819290552-61b86846-ebad&#8221;][vc_column_text]Loan payment tenure depends on the loan amount availed, course duration, EMI amount etc.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What are the modes of student loan repayment?&#8221; tab_id=&#8221;1639819327808-777de5be-38ff&#8221;][vc_column_text]The student loan amount will be repaid to the lender through Easy Monthly Installments (EMIs) over the course of the student education loan&#8217;s term. The student loan can be paid back using the Electronic National Automated Clearing House (e-NACH) or Post-Dated Cheques (PDCs).[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Will the loan cover all my education-related expenses?&#8221; tab_id=&#8221;1639819385448-93a32d97-dbae&#8221;][vc_column_text]Yes, it covers all your education-related expenses ranging from tuition fees, hostel: food and accommodation expenses, classroom requirements like books and uniforms, purchase of laptops and training materials, expenses covered for study tours etc.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How do I apply for a student loan?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"You can apply for a student loan by visiting www.varthana.com and by filling out an enquiry form or reaching us at 080-68455777\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How long will it take to process the student education loan in India?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The whole student loan process may take 2-3 working days.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How do I repay the student loan?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The student loan amount for higher education will be repaid to the lender through Easy Monthly Installments (EMIs) over the course of the loan\u2019s term. 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