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GET IN TOUCH<\/h3>\n \n
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Education Loan Interest Rate – A Complete Guide<\/span><\/h2>\n<\/div><\/div>[vc_column_text css=”.vc_custom_1643792389495{margin-top: 35px !important;}”]<\/p>\n
At Varthana, the education loan interest rate is calculated by a number of criteria, including the loan amount sought, the type of student loan chosen, the loan tenure chosen, the student or co-borrowers cash inflow, loan repayment history, and so on.<\/span><\/p>\nAn education loan is the most cost-effective approach to pursue higher education without jeopardising your financial situation. You can borrow money for courses in India using an education loan. Unemployed students must have a parent or guardian as a guarantor. Varthana <\/span>offers education loan to meet the cost of education that includes fees payable to college\/school\/hostel, exam fees, purchase of books\/equipment, travel expenses, purchase of computers essential for completion of the course, etc. <\/span>The education loan amount can be repaid to us through Easy Monthly Installments (EMIs) over the course of the loan’s term. You can pau us back the loan using the <\/span>Electronic National Automated Clearing House (e-NACH<\/span>), or Post-Dated Cheques (PDCs).<\/span><\/p>\n[\/vc_column_text][vc_btn title=”Enquire Now” style=”flat” color=”green” align=”center” el_class=”home-enquire” link=”url:%23|||”][vc_empty_space height=”36px”][vc_empty_space][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” full_height=”yes” css=”.vc_custom_1640861136742{padding-top: 90px !important;padding-bottom: 60px !important;background-color: #ededed !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_row css_animation=”fadeInUp” css=”.vc_custom_1640860803571{background-color: #ededed !important;}”][vc_column]
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Courses Covered<\/strong><\/h2>\nWe, at Varthana, understand your ambitions and acknowledge your merit.\u00a0 We are committed to helping you you with financial assistance to make your journey as smooth as possible. Our competitive student loan interest rates make us the top choice in the industry. The <\/span>education loan can be used for these courses\/programs:<\/span><\/h4>\n<\/div>
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1. Loan for Degree and PG Courses<\/h3>\n This type of student loan is available for undergraduate studies. Any students who have completed high secondary school\/PUC\/+2 and want to pursue a three-year or longer course to improve their job opportunities can apply for this. These are one of the best student loans that have simple repayment terms and are collateral-free.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1639807294243{background-color: #ededed !important;}”]\n
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2. Loan for PUC 1 and PUC 2<\/h3>\n Students who have completed the 10th grade and plan to enroll in a two-year pre-university college course are eligible to apply for<\/span> PUC\/+1\/+2<\/span> student loan. These student loans, <\/span>which have low EMIs, provide financial assistance to students pursuing a Pre-university College Degree. This is a no-collateral loan.<\/span><\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1639807302283{background-color: #ededed !important;}”]
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3. Loan for Certification Courses<\/span><\/span><\/h3>\nStudents who want to attend career-oriented certification programs, such as vocational, technical, or upskill courses offered by institutes, can apply for student loan for certification courses. These are unsecured loans with no collateral.<\/span><\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_btn title=”Enquire Now” style=”flat” color=”green” size=”lg” align=”center” link=”url:%23||target:%20_blank|” el_class=”home-enquire”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1640774116481{background-color: #ffffff !important;}”][vc_row css=”.vc_custom_1640865311521{margin-top: -20px !important;}”][vc_column css=”.vc_custom_1640774097273{background-color: #ffffff !important;}”][vc_row_inner][vc_column_inner css=”.vc_custom_1640773988999{background-color: #ffffff !important;}”][vc_column_text]<\/p>\n
Varthana Education Loan Eligibility Process<\/b><\/h2>\n Our student loan process is divided into 3 steps:<\/p>\n
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1. Apply<\/strong><\/h3>\n[\/vc_column_text]
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To apply for education loan for higher studies, visit www.varthana.com. Fill out and submit the contact form or give us a call at 080-68455777. Our customer service team will contact you within 4 hours of the business day (Mon-Fri, from 9.30 am to 6.30 pm) seeking detailed information. After that we will assign a dedicated relationship manager to fulfil your education loan needs.<\/p>\n
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2. Get approval<\/strong><\/h3>\n[\/vc_column_text]
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Our dedicated relationship manager will call you or write you a mail, and fix up an appointment to understand your requirements. We will also advise you on the necessary documents required to avail an education loan in India. Upload the loan application document with the help of telecallers. Get your loan approved within 72 hours after verification.<\/p>\n
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3. Loan Disbursement<\/strong><\/h3>\n[\/vc_column_text]
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After necessary due diligence and education loan eligibility calculation, the education loan would be approved in principle. The education loan for higher education will be disbursed to the institute while you pay flexible EMIs.<\/p>\n
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Documents required for student loan<\/strong><\/h2>\n<\/div>
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Documents we need from you<\/h4>\n