Financial Literacy

Introduction As a college fresher, I was excited to receive a monthly allowance. Like most students, I enjoyed hanging out with friends, shopping, and dining out. Saving money and financial security never crossed my mind—until it was too late. I always believed that managing finances was something to worry about only after I started earning.[...]

Understanding the importance of money in today’s interconnected world requires financial literacy, which is essential for adults as well as students. Financial management, decision-making, and access to services such as loans are essential skills to ensure a high level of income in the future. Although some countries can be financially more intelligent than others, it[...]

Most young adults in India face a paradigm shift as they move from high school to college, juggling their studies with part-time jobs and dealing with the financial realities of life. Their parents no longer pay for tuition, rent, food and other luxuries. This opens doors to new challenges, opportunities and skills that could last[...]

You’ve just started earning and now saving money feels like a challenge? Your salary can easily disappear due to expenses like travel, food, and shopping. Even in such a situation, it is possible to set aside a certain amount of money to prepare for unforeseen circumstances. Here we will discuss the need for an emergency[...]

Have you received your first paycheck yet? Getting your first salary as a fresher after college is an incredible milestone, isn’t it? So, what’s your plan for it? Will you spend it all, or would you prefer to create a realistic budget for yourself to make your financial future safe, strong, and stable? Learn the[...]

When we think about our college days, it puts a smile on our faces because this phase is considered one of the happiest times in life where we go through limitless enjoyment with friends, balanced alongside studies. It is also a critical stage where our careers begin to take shape. Graduating from college marks an[...]

I. Introduction A 36-year-old woman from Delhi lost Rs 2.4 lakh to an investment scam while browsing Facebook, highlighting the alarming rise in financial frauds targeting people of all ages in India today. The Reserve Bank of India (RBI) has reported that bank fraud cases in 2023 crossed 302.5 billion in 2023, totalling Rs 30,000[...]

What is the most convenient way for you to shop? Are you one of those people who often use credit cards? It’s one of the tools that helps you manage your immediate expenses and, yes, earn rewards and cashback points. But did you know that credit cards also help you build a strong credit history?[...]

Investing might seem like something only older people do, or perhaps something that requires a finance degree, right? Think again. Start an investment at an early age and see how your money will have more time to grow. Do you want to create a stable foundation for financial security and plan for a successful future?[...]