About Us | Apply for School Loan at Varthana

About Us

At Varthana, we believe quality education shouldn’t be a privilege – it should be every child’s right. This conviction fuels our mission: to transform affordable education in India by financially empowering Private Schools creating meaningful change in communities.

As an RBI-registered School Finance Company, we’ve partnered with over 11,500 Schools across 15 states, impacting 5.5 million+ students. Our customised, timely loans help Schools upgrade classrooms, build new infrastructure, adopt modern teaching practices, and expand learning opportunities. These are more than upgrades – they’re investments in brighter futures.

Beyond financing, we work alongside School Leaders, offering academic and management support to strengthen systems and improve student outcomes. Our relationship managers serve as trusted on-ground allies, offering hands-on support tailored to each School’s needs.

Backed by leading investors, Varthana is more than a lender. We’re a long-term partner committed to helping Schools grow, lead, and reimagine what’s possible in Indian education.

Girl

Ambitious and Agile with an unwavering commitment to transform affordable education by partnering with those who share the same sense of urgency and hope.

We are committed to transforming affordable education by partnering with School leaders, not only in major cities but also in tier 2 and tier 3 cities.

Our goal is to help Schools overcome challenges, improve infrastructure, and operate efficiently by becoming a trusted, long-term partner in their growth journey.

Board of Directors

Ankit Singhal

Ankit Singhal

Nominee Director
Brahmanand Hegde

Brahmanand Hegde

Independent Director
Brajesh Mishra

Brajesh Mishra

Managing Director and CEO
Gaurav Malhotra

Gaurav Malhotra

Nominee Director/ Investor Director

Nandita Ganapathy

Nominee Director
Nilufer Mullanfiroze

Nilufer Mullanfiroze

Independent Director
Ravindra Babu Garkipati

Ravindra Babu Garkipati

Independent Director
Steve Hardgrave

Steve Hardgrave

Wholetime Director and Executive Vice Chairman 

Our Team

Bhupendra Kumar s

Bhupendra Kumar S

Head - Technical
Chandra Kumar CS

Chandra Kumar CS

Chief Human Resources Officer &
Head - Customer Experience
Hetal Tejas Faldu

Hetal Tejas Faldu

Chief Financial Officer

Kripa Shankar Singh

Business Head - Student Loans

Manoj Kumar Mishra

Head - Legal

Prakash R

Head - Audit
RABIN STEPHEN

Rabin Stephen

Head - Credit

Rishi Raj Yadav

National Sales Head - Enterprise Sales Division
Sivaram Pandarinatha Raja

Sivaram P. Raja

Chief Compliance Officer
Sumit Gawshinde

Sumit Gawshinde

Head - Collections

Sumit Khanna

Head - Credit Student Loans
Sushree Sampurna

Sushree Panda

Head - Marketing & Communications
Vinayagam P

Vinayagam P

Chief Information Security Officer & Head - Operations
Yogesh Gaat

Yogesh Gaat

Chief Business Officer

Yogesh Mashalkar

Chief Technology Officer

Our Investors

Elevar Equity
Kaizen
LGT Impact
Omidyar Network India
Chryscapital

Customer Stories

Transforming Rural Learning

Transforming Rural Learning

Driven by a vision to uplift rural education in Indore, Pappu Prajapati began with just 50 students and a dream. To fulfil this vision, he partnered with Varthana that helped him improve infrastructure, increase enrollment to over 800, and provide a better learning environment, turning his vision into reality and giving countless children a chance to dream big.
Powering Communities with Education

Powering Communities with Education

Shivaji and Vidya Gavari began Shree Samarth English Medium School in 2010 with just 100 students. That’s when they chose to partner with Varthana to enhance their labs and facilities. This partnership transformed the School, and today, more than 2,000 children in Chimni Pathai have access to quality education.

Shaping Tomorrow Through Vision

Shaping Tomorrow Through Vision

From just 60 students in 1992, Fathima and Mohd Obaid Ahmed transformed Little Tulips High School into a vibrant community of 1,400 learners. Their partnership with Varthana empowered them to grow facilities and innovate education, proving that passion and collaboration can unlock endless possibilities for rural students.

Varthana in News

Private school loan

Varthana is lending to make affordable private schools bigger and better

Varthana has a single mission – to improve the quality of education available to low-income Indian youth by providing much needed investment capital to the Affordable Private School (APS) segment.
Loans Private schools

NEW DELHI: Karnataka-based Varthana, a lender to private affordable schools

Karnataka-based Varthana, a lender to private affordable schools focusing on students from low-income families, has decided to raise Rs 120 crore shortly to fund its vision of gaining a
pan-India footprint.
School Finance

A classroom in one of the many schools across India financed by Varthana

In 2013 an ambitious new company called Varthana was founded in response to one of India’s most intractable problems: education.  India’s school system has the distinction of being the world’s largest and also one of the world’s worst;

Indian School Finance Company

Brajesh Mishra co-founder of Thirumeni Finance Pvt. Ltd that runs Varthana, a provider of debt financing and support to affordable private schools.

NBFC Varthanahas raised the Rs350 crore through a combination of a primary raise and secondary stake sales by investors lead by ChrysCapital
Apply For Education Loan

US financial body gives $15 mn loan to Indian start-up to expand access to quality education

The financing will help Bengaluru-based Varthana to reach more schools by meeting its need for long-term capital that is unavailable in the Indian market, US International Development Finance Corporation (DFC) said in a statement.

  • The Hindu

    Inside the private school boom. How NBFCs can power affordable education

  • The Economic Times

    The Loaning Curve: Small-town private schools thrive post-covid as lenders bet on education sector

  • Outlook Money

    Education Loans From NBFCs: Should You Take It To Fund Children’s Education; Know Risks, Benefits

  • Entrepreneur

    Education-Focussed NBFC Varthana Raises INR 27 Cr from Triodos Investment Management

  • The Hans India

    Digital Transformation in India: What's Next for Tech?

  • inc-42

    Exclusive: Varthana Bags INR 75 Cr Debt Funding From OfBusiness, Oxyzo

  • Vccircle

    BlueOrchard Bets On ChrysCapital-Backend Varthana Finance

  • BFSI

    Domestic higher education financing holds potential for NBFCs: Varthana CEO

  • Banking Finance

    From Classrooms to Careers: Transforming Education Through Financial Empowerment

  • The Economic Times

    Varthana Finance secures $10 mn debt from BlueOrchard Finance

  • Your Story

    How NBFC Varthana helps Indian schools expand access to affordable education

  • ANI

    Varthana Successfully Acquires India School Finance Company's (ISFC) School Portfolio

  • Vccircle

    Education-Focussed NBFC Varthana Looking at Fresh Funding to Fuel Growth

  • The Economic Times

    Varthana Finance to raise Rs 116 crore from Swiss investor Blue Earth Capital

  • Hindustan Times

    Empowering India’s youth population through education finance

  • inc-42

    Varthana Bags Debt Funding From Symbiotics Investments To Provide Loans To Rural Schools

  • Your Story

    Varthana is lending to make affordable private schools bigger and better

  • The Economic Times

    Karnatataka-based school lender Varthana to raise Rs 120 crore

  • Forbes

    A classroom in one of the many schools across India financed by Varthana

  • Mint

    Varthana raises Rs350 crore from ChrysCapital Advisors, others

  • cnbctv18

    US financial body gives $15 mn loan to Indian start-up to expand access to quality education