Blog

Multi-Campus Expansion: Financing Strategy for Colleges Opening a Second or Third Location

College Expansion Loan: Financing a Second or Third Campus | Varthana
India’s higher education enrollment reached 4.5 crore in the 2023-24 academic year, according to the latest All India Survey on Higher Education (AISHE) report from the Union Ministry of Education. This figure is up 31.5% from 3.42 crore in 2014-15. This growth in enrollment is encouraging colleges to expand their capacity by establishing second or[...]
Read More

How to Build a Bankable DPR (Detailed Project Report) for a College Infrastructure Loan

How to Build a Bankable DPR (Detailed Project Report) for a College Infrastructure Loan
A college infrastructure project can involve substantial investment, particularly when you are planning an academic block, laboratory, library, hostel, classroom facility or other campus expansion. As you prepare to finance such a project, you need to give a lender a clear picture of what you plan to build, why the investment is required, how much[...]
Read More

How Rising Interest Rates Affect College Infrastructure Loans (And How to Lock in Better Terms)

How Rising Interest Rates Affect College Infrastructure Loans
Setting up or expanding a college requires a significant investment. From new classrooms and laboratories to hostels and digital learning facilities, campus upgrades can involve high upfront costs. A college infrastructure loan can help cover these costs without putting too much pressure on the working capital needed for day-to-day operations. However, there is another cost[...]
Read More

From Blueprint to Building: A Practical Execution Timeline for College Infrastructure Projects

From Blueprint to Building: A Practical Execution Timeline for College Infrastructure Projects
Every college campus starts with an idea, but turning that vision into reality takes more than just construction. It is an investment in better learning spaces, student growth and the institution’s success.  The National Education Policy (NEP) 2020 aims to increase India’s Gross Enrollment Ratio (GER) in higher education from 28.4% to 50% by 2035.[...]
Read More

How Private Colleges Can Plan Multi-Phase Campus Expansion Without Disrupting Cash Flow

How Private Colleges Can Plan Multi-Phase Campus Expansion Without Disrupting Cash Flow
Classrooms across the country are filling up faster than most colleges can build them. A recent report estimates that India will need nearly 2.7 billion square feet of new academic infrastructure by 2035, backed by construction-led investment of around $100 billion, to meet the rising enrollment and policy targets. This translates into a pressing need[...]
Read More

Calculating ROI on College Infrastructure Investment: Classrooms, Labs and Hostels

Calculating ROI on College Infrastructure Investment: Classrooms, Labs and Hostels
India needs approximately 2.7 billion square feet of new academic infrastructure by 2035 to meet the demand generated by its expanding higher education pipeline. College infrastructure ROI is the measurable financial and institutional return that an educational institution generates in terms of enrollment growth, fee revenue, accreditation outcomes and asset value from capital investment in[...]
Read More

Exploring the CBSE Grading System: What Do Grades Really Mean?

Examinations in India have evolved far beyond red marks on a report card. Today, the CBSE grading system represents a shift towards balanced evaluation, reduced stress, and meaningful learning. Instead of focusing only on numerical scores, CBSE uses grades to reflect a student’s overall academic performance and relative standing. For students, parents, and school leaders[...]
Read More

Using School Loans Wisely: A Financial Literacy Guide for Managing School Debt

A Financial Literacy Guide for Managing School Debt
School loans give private school owners the funds they need to grow and improve their institutions. A loan for a school can be used for building science laboratories, setting up smart classrooms, expanding infrastructure, paying staff salaries, or simply covering day-to-day administrative expenses. But taking out a loan is only the first step on the[...]
Read More

How to Choose a School for Your Child: School Selection Tips & Key Considerations

How to Choose a School for Your Child: School Selection Tips & Key Considerations
Is choosing a school about admissions? No, it’s choosing the environment that shapes a child’s thinking, confidence, and future. With many educational boards, teaching styles, and promises, parents feel overwhelmed. When we raise a question on ‘How to choose a school for your child’, we need to consider that the right school can help a[...]
Read More